It may seem like you don’t need an attorney after you’ve suffered a workplace injury. Your employer will probably give you everything you need to get the ball rolling on your workers’ compensation claim. You might be concerned about the cost of legal representation.
Whatever your reason may be for not seeking legal counsel, a lawyer can help ensure you receive the full coverage of the workers’ compensation benefits to which you’re entitled. If cost is a concern, know that workers’ comp cases are taken on a contingency-fee-basis. This means you will owe your attorney no money unless your claim is successful. Also, the state caps the fees an attorney can recover from a workers’ comp claim. You probably don’t have to worry about half of your compensation going toward legal fees.
A lawyer understands how to negotiate with insurance companies
Your employer probably has workers’ compensation insurance. This means your claim will have to go through the insurance provider. If you’ve ever had to make a home, auto, or another type of insurance claim, you probably know that insurance companies are quick to drag their feet. After all, they exist to make money. One way they do so is to minimize their settlement offers.
A skilled workers’ compensation attorney understands how to negotiate with insurance companies. A lawyer understands how much your claim is worth and will advocate on your behalf to help you recover the benefits you deserve.
An attorney can provide representation in workers’ comp hearings
If an insurance company denies your valid claim or refuses to settle for anything but the bare minimum, you will need to appeal your case and perhaps have a hearing regarding your claim. An attorney who is experienced in the courtroom can help effectively state your case and will fight to get you the help you need.
A lawyer can explore other potential avenues of compensation
Workers’ compensation is all you can receive from your employer. You can’t sue your employer for additional damages. However, if a party other than your employer was at least partly to blame for the accident, it may be possible to pursue a third-party liability claim. An attorney can find out if this may be an option in your case.
Injuries suffered in a workplace accident can take weeks, months, or even years of treatment. In some cases, the injuries may be permanent. With so much on the line, you owe it to yourself to get everything to which you’re entitled from workers’ compensation. A lawyer can help you assert and protect your interests every step of the way.